Institutional Software. Transparent Indicative Pricing.
Flat monthly packaging with no per-loan, per-payment, or per-investor fees in published list plans. Indicative pricing — confirm feature availability for your deployment.
Indicative pricing — confirm feature availability for your deployment. Tiers below reflect real CapGrowth OS modules such as capital, loans, payments, accounting, portals, RBAC, and multi-company. CapGrowth OS is currently offered as a Beta product channel (v1.6.x).
For emerging lenders building their first institutional operations.
- Up to 50 active loans
- Company users with RBAC
- Business & investor capital
- Loans, rollovers & loan products
- Payment engine & collections
- Client portal
- Excel/PDF exports
- Email support
For established lenders managing growing portfolios and investor bases.
- Up to 250 active loans
- Everything in Starter
- Accounting layer (CoA, GL, P&L, BS)
- Investor portal
- Portfolio health & cash flow forecast
- Write-offs & profit distribution
- Audit logs
- Priority support
For capital managers with complex structures and high-volume operations.
- Unlimited active loans
- Unlimited users
- Multi-company support
- Governance approvals
- REST API v1 & API keys
- Company branding
- Dedicated account manager
- SLA available on Enterprise
- Guided onboarding
Feature Comparison
Indicative module packaging — final availability is confirmed during deployment planning. MFA is not included on any plan today.
| Feature | Starter | Professional | Enterprise |
|---|---|---|---|
| Active loans | 50 | 250 | Unlimited |
| Company users & RBAC | ✓ | ✓ | ✓ |
| Business & investor capital | ✓ | ✓ | ✓ |
| Loans, products & rollovers | ✓ | ✓ | ✓ |
| Payments & collections | ✓ | ✓ | ✓ |
| Write-offs | Basic | ✓ | ✓ |
| Accounting layer | — | ✓ | ✓ |
| Portfolio health & forecasts | Basic | ✓ | ✓ |
| Client portal | ✓ | ✓ | ✓ |
| Investor portal | — | ✓ | ✓ |
| Excel / PDF exports | ✓ | ✓ | ✓ |
| Audit logs | ✓ | ✓ | ✓ |
| Governance approvals | — | Limited | ✓ |
| REST API access | — | — | ✓ |
| Multi-company | — | — | ✓ |
| Company branding | ✓ | ✓ | ✓ |
| MFA | Not available | Not available | Not available |
| Support | Priority | Dedicated | |
| SLA | — | — | Available on Enterprise |
What affects final pricing: active loans, companies, users, portal needs, migration scope, reporting needs, support level, API access, and implementation complexity.
Pricing Questions
Is this final pricing?
Published prices are indicative. Confirm feature packaging and commercial terms for your deployment before committing.
Is there a setup fee?
Starter and Professional plans typically include standard onboarding. Enterprise onboarding is scoped to your needs.
Can I switch plans later?
Yes. Upgrade or downgrade with a transition between tiers coordinated with our team.
Are there per-transaction fees?
List packaging is presented as flat monthly indicative pricing without per-loan transaction fees. Confirm any commercial exceptions during sales discussion.
Do you offer annual billing?
Yes. Annual plans may receive a discount. Contact us for annual pricing.
Is MFA included?
No. MFA is not available on any plan today and is noted as a planned enhancement only.